|
Auto Loans
|
| Year |
Term
|
Rate
|
| 2007 - 2011 |
60-72 Months
|
6.49%-16.00%
|
| 2004 - 2006 |
48 Months
|
6.99%-16.00%
|
| 2002 & 2003 |
36 Months
|
8.49%-16.00%
|
| 2001 & OLDER |
36 Months
|
10.49%-16.00%
|
|
*APR=ANNUAL PERCENTAGE RATE
LOAN VALUE IS BASED ON 85% OF NADA BOOK’S AVERAGE RETAIL VALUE. IF YOU NEED TO GO 100% OF RETAIL VALUE THE RATE WILL BE 1% HIGHER. SOME RESTRICTIONS DO APPLY. RATES BASED ON CREDIT WORTHINESS.
Above rates apply only to NEW loans, no refinancing of old loans to get lower rates. There is a $25.00 application fee on all loans and also a $15.00 late fee if your loan is 10 or more days past due.
|
| |
|
Motorcycles, Boats, Campers, and Water Craft
|
| Year |
Term
|
Rate
|
| New |
48 Months
(60 months available on boats & campers. Interest is based on credit rating.) |
9.75%
|
| 1 - 3 Years old |
36 Months
(60 months available on boats & campers. Interest is based on credit rating.) |
9.75%
|
| Other |
24 Months
(36 months available on boats & campers) |
10.75%
|
| *Some restrictions do apply. Rates according to credit worthiness. |
|
Other Loans
|
| Shared Pledge |
Maximum term is 24 months.
(Share secured with CD's is term of certificate) |
3% higher than last paid dividend.
|
| Signature Loan |
Will loan up to one month's gross salary |
13.75%
|
| Personal Loan |
Will loan up to one month's gross salary |
12.75%
|
| Home Equity Loans |
|
1.50% above the prime with a variable rate.
|
| All loan rates are subject to change. Interest rate is based on credit rating. *APR= ANNUAL PERCENTAGE RATE |
